BiWeekly Mortgage Calculator
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making
a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year -- without hardly noticing
the additional cash outflow. But, as your about to discover, you will certainly notice the increased cash flow that will occur
when you pay your mortgage off way ahead of schedule!
Car Cost Comparison Calculator
When buying a car most people fail to consider ALL of the expenses that will be generated by their purchase. And because nearly
all car buying scenarios come with different variables (depreciation rates, interest rates, purchase prices, insurance costs, mpg
ratings, etc.), it becomes extremely difficult to compare one buying scenario with another ... until now that is. This calculator
will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare
the real cost of one car buying scenario with the real cost of a second car buying scenario.
Credit Card Minimum Payment Calculator
This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your
credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum
of 600 payments).
Debt Investment Calculator
Before investing on Wall Street, check to make sure you can't earn a higher rate of return simply by investing in your own debt!
For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a
guaranteed 19% return on your investment. What's more, your earnings will be tax-free! So use this calculator to see how much you
could be earning if you increased your payment on any one of your debts.
Electric Appliance Operating Cost Calculator
This calculator will help you to estimate the cost of operating any given electrical appliance, based on the average KWH
(kilowatt hours) used per day, and on the average cost per KWH charged by your electric company.
Exponential Expression Calculator
This Calculator will find the product of an exponential expression (as in x raised to the power of y, where y is less
than 600). It will handle positive and negative exponents and positive and negative bases.
And when the result is too large, it will even display the results in scientific notation.
Future Value Calculator
This Calculator will show you the Forgone Interest Earnings that will result after spending a given dollar amount on a
non-appreciating, non-necessary purchase.
Future Value of Periodic Payments Calculator
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on
an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes
deposits are made at the beginning of each month.
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Increase Your Wage Calculator
If you work one hour and spend that hour's entire wage on a non-necessary, non-appreciating purchase, you have effectively limited
the value of one hour's wage to its face value. On the other hand, if you were to invest all or part of the one hour's wage into an
interest earning investment, this would serve to increase that hour's wage by an amount equal to the total interest earned by the
investment. In other words, the person who is ultimately responsible for setting your hourly wage rate is not your boss--it's YOU!
The calculator below will calculate the future value of your hourly wage based on the portion invested, the annual rate of return,
and the number of years invested.
Lifetime Savings Calculator
This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high
priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much
interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a
penny saved" can really add up.
Loan Comparison Calculator
This calculator will help you to compare the total interest charges of four different loans.
Miles Per Gallon Calculator
This calculator will compute your car's Miles Per Gallon and forecast your gasoline expense for one month and for one year. It also
allows you to see how much money you would save if you were driving a car that got better gas mileage.
MLM Commission Calculator
This calculator will help you to calculate your monthly MLM commission check based on the number of partners in your
downline, the commission percentage on each level, and the average monthly personal volume (PV) per partner.
Money To Time Calculator
This calculator will show you how much time your money is worth. But in order to use this calculator you must first calculate your
Real Hourly Wage.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest
rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many
months it will take to break even on the closing costs.
Non-Monthly Payment Calculator
This calculator will convert your non-monthly payments into their monthly equivalents, and then provide you will a total. This
total will represent how much you will need to set aside each month in order to make your non-monthly payments as they come due.
A great budgeting tool!
Real Hourly Wage Calculator
This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour
you devote to working--both paid and unpaid.
Temperature Conversion Calculator
This calculator will convert a Fahrenheit temperature into its Celsius equivalent -- or visa versa.
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